How Climate Change Impacts Insurance Rates: What Every Policyholder Should Understand
Climate change is no longer just a scientific or political discussion it’s reshaping real-world economics, especially in the insurance industry. With rising temperatures, stronger storms, and more frequent wildfires, insurers are reevaluating risk on a massive scale. The result? Premiums are rising, policies are becoming harder to secure, and consumers in high-risk zones are feeling…